This is what you need:
Two 14k gold plated earring posts- the ones with the balls on the end that look like this
Two 3" long pieces of gold plated chain- when you're buying the chain, make sure the links are going to be large enough to fit over the earring posts
Two freshwater pearl clusters -they come in different colors too, but this time I used the dark brown ones
All of these materials are available at Michaels or most other craft stores, so they're really easy to find. As for the assembly, thread one end of the chain down the earring post until it falls in the loop at the bottom. Lead the chain through the pearl cluster and then thread the other side of the chain on the post. It should look like this.
Make sure the other side of the chain is also secured in the bottom loop of the earring post. And that's it! No crimping, wire wrapping, or anything complicated involved. You can use this same technique with any other beads that you like too.